Latitude Financial Services Credit Cards
Take your pick of no-frills cards, platinum cards, rewards cards and store cards with Latitude Financial Services.
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Latitude Financial Services (formerly known as GE Money) offers an array of financial services and products, including loans, personal insurance, retail finance, and credit cards. Its offerings of credit cards include Mastercard and Visa credit cards. Use this guide to compare the credit cards you can apply for with Latitude Financial Services in Australia.
Comparison of Latitude Financial Services Credit Cards
Types of credit cards from Latitude Financial Services
Latitude Financial Services offers a number of no annual fee credit cards, some with special promotions and some that reward your spending with points. Latitude Financial Services also offer a credit card with extended interest-free terms and rewards credit cards. You can compare credit cards from Latitude Financial Services by the card type below.
No annual fee credit cards
Pay your balance in full when your statement arrives and a no annual fee credit card could cost you nothing to own and use. If you don't use your card often, a card with no annual fee could help cut your card costs when you're not using it. Some no annual fee cards come with rewards point, international fee waivers and complimentary insurance, so look out for these extra features to get more value from your card.
Interest-free credit cards
Cut down your interest costs with cards that offer 0% on purchases for a promotional period or interest-free credit cards that charge no interests for up to 55 days when you pay your balance in full.
Rewards credit cards
Latitude Finance offers three different credit cards that let you earn reward points as you spend. If you're a regular spender who usually pays their balance in full, reward points are an easy way to get more value from your card. As some of these cards may come with annual fees, make sure that the dollar value of the rewards you earn exceed the cost of the card to ensure it's really rewarding you.
Latitude Financial Services credit card benefits
Getting a credit card through Latitude Financial Services comes with its share of advantages, and here’s what you can look forward to as a Latitude Financial Services cardholder:
Hardship provisions
The Latitude Financial Services Hardship team can provide cardholders with assistance in the event they have difficulties in keeping up with their payments. If you feel you’re having trouble making repayments, you can contact the team on 1800 220 718 from Monday to Friday between 9am and 5pm.
Visa & Mastercard perks
Both Visa and Mastercard find global acceptance, so you should have no trouble using any Latitude Financial Services credit cards overseas or in Australia. Plus, both cards come with either Mastercard's PayPass and Visa's payWave technologies, allowing you to make contactless payments of up to $100. You'll also benefit from various security covers when shopping in-store and online.
Ongoing interest-free finance
Not many credit card issuers give you the ability to avail of long-term interest-free periods, and this is something you can look forward to when using a suitable Latitude Financial Services credit card. A growing number of retailers are part of Latitude Financial Services’ retailer partner list, so you can expect to buy just about anything you need and save on interest.
Earn points as you spend
Through the GO Rewards program or Infinity Rewards program you can earn points per $1 spent on some Latitude credit cards.
How to apply for Latitude Financial Services credit card
You can apply for a Latitude Financial Services credit card online with ease. Before you do so, though, make sure you've met the eligibility requirements and prepared the necessary documents to improve your chances of approval:
Eligibility criteria
- You’re a permanent Australian resident
- You’re at least 18 years old
- You have a steady source of income.
Required documents
- Your complete name, residential status, residential address, phone number, and email address
- Details from your Australian passport, driver’s license, or proof of age card
- Your employer’s name and contact details
- Your income details
- Details of all your existing debts.
Latitude Financial Services offer a variety of credit cards to suit many types of cardholders. In order to find the right card for you, compare your options and the cards that best compliment your financial situation.
Frequently asked questions
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Ask an Expert
I currently have a GO Mastercard and 28 Degrees Mastercard. Both have the same limit. Would it be possible to balance transfer or combine both cards into 1?
Hi Marcus,
Thank you for your question and for contacting Finder.
Unfortunately, balance transfers are not allowed between Latitude Financial Services accounts or its associated entities, so this means that transferring a balance between Go Mastercard and 28 Degrees is not possible.
However, if you’re planning to combine your balance from your existing credit cards into another different bank, that is possible provided that your chosen bank isn’t included in the same entity. If you wish to more, please read our guide about which credit cards can you balance transfer to and from.
I recommend that you check the details of the credit card you’re interested in, its eligibility criteria as well as the Product Disclosure Statements/Terms and Conditions before you apply.
Also if you can, contact first the issuing bank and discuss your options and chances of approval before you send anything final for your application. Just apply for one credit card at a time and ensure your eligibility before submitting your final application. This way you can avoid credit enquiries on your file.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
May
Can people with poor credit still get a credit card?
Hi Peter,
Thanks for your inquiry.
There are no specific credit card products provided for individuals with poor credit. Your eligibility for a credit card will depend on whether you meet the application criteria and lending requirements of the bank. You may like to refer to our comparison of bad credit personal loans. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
Cheers,
Jonathan
our church would like to apply for business credit card
does 28 degree master card accept application from small business?
thanks
Hi Ray,
Thanks for your inquiry.
Latitude Financial Services does not currently provide any business-specific credit cards. You may like to refer to the following link for a list of business credit cards and offers.
Cheers,
Jonathan
So am I right in thinking that if I have a 28 degree platinum credit card and I purchase items overseas, that if I pay within 55 days of first transaction I will not be charged any fees at all ?
Perfect! Helps enormously, thank you for your response Jonathan
Hi Chris,
Thanks for your inquiry!
With the 28 Degrees Platinum Credit Card, you can receive up to 55 days interest free on purchases including international purchases, no international transaction fees on purchases and no currency conversion fees.
I hope this helps!
Cheers,
Jonathan
Hi All,
Good day to you.
Like to know whether if I purchased air-ticket using my GE Coles MasterCard, would it already covered the travel insurance so I do not have to buy again.
Appreciate if you could kindly answer this.
Thanks and regards,
Rey
Hi Rey,
Thanks for your inquiry.
Unfortunately, the GE Coles Mastercard does not include complimentary travel insurance, you can check this page for a list of complimentary travel insurance cards included.
I hope this helps!
Cheers,
Jonathan