Points Finder | Your guide to frequent flyer points, points transfers and more

Earn more frequent flyer points and spend them better.

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At Finder, we understand the world of frequent flyer points. We're here, to help you navigate various airline programs, their numerous benefits and teach you all the best ways to spend your points.

Our Points Finder experts know nearly every trick in the book, and we want to share those tips and tricks with you to help maximise your rewards and savings.

Latest Points news

Frequent Flyer Credit Card offers

Credit card sign-up bonuses are a key way to boost your points total, and you could earn up to 150,000 bonus points. See all the latest offers and cards and compare to find the one that's right for you.

Name Product Bonus points Rewards program Rewards points per $ spent Purchase rate Annual fee
NAB Qantas Rewards Signature Card
110,000
Qantas Frequent Flyer
1
19.99% p.a.
$295 annual fee for the first year ($395 p.a. thereafter)
Earn up to 110,000 bonus Qantas Points (90,000 when you spend $3,000 in the first 60 days and 20k after 12 months).
Citi Rewards Card - Velocity Points Offer
150,000
Citi Rewards Program
1
21.49% p.a.
$99 annual fee for the first year ($199 p.a. thereafter)
Enjoy up to 150,000 bonus Velocity Points (80,000 when you spend $3,000 in the first 90 days and 70k after 12 months).
Qantas American Express Ultimate Card
110,000
Qantas Frequent Flyer
1.25
20.74% p.a.
$450
Receive 110,000 bonus Qantas Points and $200 back on your card when you spend $3,000 in the first 3 months. Plus, a yearly $450 Travel Credit.
Citi Premier Qantas Card
75,000
Qantas Frequent Flyer
0.5
21.49% p.a.
$175 annual fee for the first year ($350 p.a. thereafter)
Get 75,000 bonus Qantas Points when you spend $4,000 in the first 90 days and a first-year annual fee discount.
St.George Amplify Platinum - Qantas
60,000
Qantas Frequent Flyer
0.5
19.74% p.a.
$99
Earn 60,000 bonus Qantas Points, plus enjoy 0% p.a. on balance transfers for 15 months with a 1% BT fee.
Qantas Premier Platinum
80,000
Qantas Frequent Flyer
1
19.99% p.a.
$225 annual fee for the first year ($299 p.a. thereafter)
Earn 80,000 bonus Qantas Points when you spend $4,000 in the first 3 months, 80 bonus Status Credits on eligible spend and a reduced first-year annual fee. Ends 29 Sept 2021.
ANZ Frequent Flyer Black
120,000
Qantas Frequent Flyer
1
20.24% p.a.
$425
New Cashrewards Max benefit. Collect 120,000 bonus Qantas Points and $200 back when you spend $3,000 in the first 3 months. Plus, complimentary lounge passes.
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
N/A
Velocity Frequent Flyer
0.66
20.74% p.a.
$0 annual fee for the first year ($129 p.a. thereafter)
Get 0% p.a. on balance transfers for 28 months and a $0 annual fee in the first year. Ends 30 September 2021.
Qantas American Express Discovery Card
10,000
Qantas Frequent Flyer
0.75
20.74% p.a.
$0
Get 10,000 bonus Qantas Points when you spend $750 within 3 months, plus a $0 annual fee for the life of the card.
Westpac Altitude Platinum Card
130,000
Westpac Altitude Rewards
1
20.49% p.a.
$49 annual fee for the first year ($150 p.a. thereafter)
Get 130,000 bonus Altitude Points (worth $450 cashback) when you spend $3,000 in the first 90 days, a 0% balance transfer offer and a $49 discounted annual fee.
American Express Platinum Edge Credit Card
50,000
Membership Rewards
1
20.74% p.a.
$0 annual fee for the first year ($195 p.a. thereafter)
Receive 50,000 bonus points when you spend at least $1,500 within the first 3 months. Plus, $200 Travel Credit each year.
American Express Qantas Business Rewards Card
120,000
Qantas Business Rewards
1.25
0% p.a.
$0 annual fee for the first year ($450 p.a. thereafter)
ABN holders w/ $75,000 revenue. Receive 120,000 bonus Qantas Points and $0 first-year annual fee when you spend $3,000 in the first 2 months.
Westpac Altitude Platinum Qantas
60,000
Qantas Frequent Flyer
0.5
20.49% p.a.
$149 annual fee for the first year ($200 p.a. thereafter)
Get 60,000 bonus Qantas Points when you spend $3,000 within 90 days. Plus, a first-year annual fee discount and a 0% balance transfer offer.
St.George Amplify Signature - Qantas
90,000
Qantas Frequent Flyer
0.75
19.74% p.a.
$279
Get 90,000 bonus Qantas Points when you spend $6,000 using your new card within 90 days from approval and 2 Qantas Club lounge invitations per year.
NAB Rewards Business Signature Card
100,000
NAB Rewards
1.25
18.5% p.a.
$175
Get 100,000 bonus NAB Rewards points when you spend $4,000 on everyday business purchases in the first 60 days. ABN required.
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Australian Frequent Flyer programs

The Qantas Frequent Flyer program is the flying kangaroo's loyalty program which offers numerous ways to spend your Qantas Points, including flights, hotels, holidays, car rentals, rewards and more.

Virgin Australia's Velocity Frequent Flyer program is free and beloved by over 10 million people. Redeem your Velocity Points on flights, vacations, accommodation, car hire and other rewards.


How to earn Frequent Flyer Points without flying

Qantas and Virgin Australia are each partnered with a leading Australian supermarket where you can earn points for every grocery shop.

Hotels are another tool in the box you can use to earn more Frequent Flyer points.

Earn points on car rentals in Australia for every $1 spent or receive a lump sum for car hire overseas.

Frequent Flyer Alliances

Find out which alliance your preferred airline is partnered with and find out how you can earn and spend more points flying overseas.

Reviews

From airport lounges to flights across all fare classes we have hundreds of reviews from our crew all over the world.

Frequently Asked Questions

How do frequent flyer points work?

Most airline rewards programs are based around points or miles. Like many loyalty programs, customers can earn points when they shop with that brand and are then rewarded with discounts on products.

In the context of frequent flyer points, you typically earn points when you fly and you're rewarded with travel. As some of the biggest loyalty programs around, airlines typically partner with many other brands, letting you accumulate more points at a faster rate.

How do I earn frequent flyer points?

As we explained above, you earn frequent flyer points typically by flying with your airline of choice. However, you can also earn points by signing up with partner programs.

Qantas Frequent Flyer and Woolworths' Everyday Rewards are partnered, and Velocity Frequent Flyer and Flybuys (Coles) are partnered – making it easy for you to earn points on every shop and convert them to their respective airline programs.

How many frequent flyer points do I need for a flight?

Contrary to popular belief, you don't need millions of points to earn a flight. For a specific route, you'll be able to see in advance how many points you need to earn to take it for free. You can typically take a domestic flight in Australia for less than 10,000 points.

How long do frequent flyer points last?

Unfortunately, like many rewards programs, you will lose your points if you stop earning or spending points. Most airlines refer to this as balance inactivity and you typically have between 1-2 years to earn points or spend them on rewards to keep your account active. Some points, like in the case of Emirates Skywards points, will expire 3 years after they're earned.

Can you get your frequent flyer points back if they expire?

In some cases, the answer is yes. Qantas, for example, lets members earn back 50% of their expired points if they contact the airline and complete a challenge.

What are frequent flyer points worth?

Most frequent flyer programs offer a range of rewards to cater to different members. Some of those rewards are going to be out of range for most members, while others aren't worth the points you spend on them.

The value of a point really depends on how you choose to spend them. We've calculated how much 1 Qantas Point is worth, but our general finding for most airlines is the same – you get the best value when you redeem your points on domestic economy and premium economy flights.

Can I use points for an upgrade?

Yes. Most airlines, including Qantas and Virgin Australia, let you put in a request to upgrade your fare class with points. While not all requests are approved depending on availability, using your points for upgrades is generally a good way to get value from your points.

Can I get bonus points or rewards discounts?

Yes. As well as regular ways to earn points, most airlines also offer promotions for 50% bonus points, double or even triple points.

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