We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
{"menuItems":[{"label":"What's happening in credit cards in September 2021?","anchorName":"#what-s-happening-in-credit-cards-in-september-2021"},{"label":"What is a credit card?","anchorName":"#what-is-a-credit-card"},{"label":"What types of credit cards are there?","anchorName":"#what-types-of-credit-cards-are-there"},{"label":"Do I need a credit card?","anchorName":"#do-i-need-a-credit-card"},{"label":"How to compare credit cards","anchorName":"#glossary"},{"label":"So how do I actually pick a credit card?","anchorName":"#so-how-do-i-actually-pick-a-credit-card"},{"label":"How to use a credit card (and avoid debt!)","anchorName":"#how-to-use-a-credit-card-and-avoid-debt"},{"label":"Credit card hacks","anchorName":"#credit-card-hacks"},{"label":"Got a question? We've got answers","anchorName":"#got-a-question-we-ve-got-answers"}]}
Start your credit card comparison here
Welcome to Credit Card Finder®, where we've been researching, reviewing and comparing credit cards for over 15 years. If you're trying to cut down your interest payments, rack up points or get a new card for that next big purchase, you can use Finder to compare over 270 credit cards available in Australia. When you find one you're looking for, and we'll take you directly to the bank's website to apply securely online.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Are some of the terms on this table a little confusing? We get it. Jump down to our handy glossary to learn about key features and how to compare cards.
What's happening in credit cards in September 2021?
The Reserve Bank of Australia's latest retail payment data shows Australians paid off a huge $1 billion in credit card debt in July 2021. Finder analysis also shows the number of credit cards in circulation has also been dropping in recent months.
Citi Australia's head of cards and loans, Choong Yu Lum told Finder two key factors were lockdowns and the end of the financial year, which "typically prompts Australians to get their finances in order".
As we saw during last year's pandemic-related lockdowns...many consumers find themselves with extra funds available to pay off their debts as they stay home with less opportunity to spend.”
Following an announcement in August, NAB's proposed acquisition of Citi's Australian consumer business is now with the Australian Competition and Consumer Commission (ACCC) for review. The ACCC has set up an inquiry, with submissions from "interested parties" due by 13 September 2021.
Anyone with a personal ANZ credit card or debit card can now get cashback through the complimentary Cashrewards Max program. Launched in late August, this perk offers people with ANZ cards higher cashback rates and faster cashback approvals than regular Cashrewards customers.
The ongoing lockdowns in NSW and Victoria (as well as others through the year) have had an impact on retail sales, with analysis from Westpac showing sales in July were down 2.7% for the month and 3.1% for the year. The biggest drop was in NSW, where sales fell 8.9%.
Research from Finder has also shown that the way we do our supermarket shopping has changed, with 6.4 million Australians starting to shop for groceries online since the pandemic began.
We'll keep updating this section over the course of the month to keep you up-to-date with everything credit cards.
A credit card is a convenient way to pay for things. While a debit card requires money in your bank account to make a purchase, a credit card lets you borrow money which you then pay back over a certain period of time, usually with interest. It's useful for people who don't have enough money to pay for something or those who don't want to pay the entire amount immediately. It's also an easy way to "get something for nothing" with reward points. Some people also use credit cards to improve their credit history.
If you pay off your credit card balance on time, it can be kind of like an interest-free loan. If you can't pay on time, your purchases will begin collecting interest on top of the amount owed. That's why it's so important to get a credit card that suits your income and circumstances.
What types of credit cards are there?
There are a few different types of credit cards available, which is great if you've got a specific purpose in mind. Not 100% sure which card to go with? We've rounded up some of our top picks and dropped them into each of the different categories below. Just keep in mind that there's no set card that's best for everyone, so make sure you check your eligibility before you apply. You can learn more about the best credit cards here.
Balance transfer credit cards
If you're struggling with existing credit card debt and are being charged a motza in interest rates, it might be time to explore balance transfer credit cards. These allow you to move your existing credit card debt over to a new balance transfer credit card, where you'll pay low – or no! – interest for a certain amount of time.
⭐ Hot tip: Look for a balance transfer card with a low annual fee and a long introductory period!
Save with 0% interest on balance transfers for the first 30 months with no balance transfer fee. Plus, complimentary travel insurance and Citi Rewards.
$49 annual fee for the first year ($149 thereafter)
No annual fee credit cards
This one kind of speaks for itself – you'll pay no annual fees on this card, either ongoing or just for the first year. If you're only going to use your card a few times a year and you plan on paying back your balance in full each month, a no annual fee card could be right up your alley as you'll have almost no additional expenses.
⭐ Hot tip: Keep an eye on interest rates as they can be pretty high on these cards.
0% p.a. interest on balance transfers for the first 12 months. Plus, $100 off a Coles Supermarket shop when you spend at least $1,500 in the first 60 days
$0
Low interest rate cards
Not sure if you're able to pay off your bill in full each month? A low interest credit card could help. These cards will allow you to buy what you need without racking up too much interest so you can keep your borrowing costs low.
⭐ Hot tip: Look for cards with interest rates of 14.99% p.a or less. Watch out for annual fees as they can be higher on these cards.
Save with 0% p.a. interest on balance transfers for the first 30 months with no balance transfer fee. Purchase interest rate of 12.49%.
$0 annual fee for the first year ($58 p.a. thereafter)
Rewards credit cards
Spend money and get rewarded? Sign us up. Rewards credit cards let you accumulate points every time you pay for something, which can then be cashed in for things like shopping vouchers, petrol, frequent flyer points and more. If you're likely to spend more money on your credit card and pay your bill in full each month, this could be a good option for you.
⭐ Hot tip: Look for cards with a bonus points offer. This is usually the quickest way to build your balance.
Get 100,000 points when you spend $3,000 on eligible purchases within the first 90 days. Plus, complimentary insurance.
$49 annual fee for the first year ($149 thereafter)
Frequent flyer credit cards
Love to travel? Love to shop? Combine your passions and explore a frequent flyer credit card. Whenever you make a purchase on your card, you'll accumulate points which you can then redeem on sweet perks such as a free holiday, seat upgrades and even the newest iPhone.
⭐ Hot tip: Look for bonus points offers and other perks such as insurance and airport lounge passes.
We're going to be straight up – not everyone needs a credit card.
Getting a credit card for the sake of getting a credit card isn't the best idea. You never want to take on debt you don't really need to, especially if you're paying interest on it!
There are also some types of people who might be more susceptible to bad debt. For example, people who tend to impulse shop could rack up unnecessary debt and get into hot water quick.
That being said, if you have a plan for how you're going to use your card and how you're going to pay it off, a credit card can be a great addition to your wallet, helping you improve your credit score and accrue perks and benefits.
Did you know? Finder analysis shows that emergencies, rewards, big-ticket items and building up credit are the four most common reasons for taking out a credit card in Australia.
Should I or shouldn't I?
Still not sure if a credit card is for you? Let's jump into some of the pros and cons to help make that decision easier.
Pros
Flexibility! If you've got a big purchase to make or a bill to pay but don't have the cash in the bank, a credit card can give you the money you need. You can then pay it back straight away or over time.
Convenience. Credit cards allow you to buy what you need, when you need it. You can use them to shop in-store, online and overseas.
Rewards. Everyone loves perks. Using a credit card could help you get frequent flyer points, cashback on your groceries, upgrades or even gift cards. Nice.
Cons
Debt. If you don't manage your credit card properly, you could get into debt. Credit card interest can add up quickly if you don't pay your balance on time, which could land you in hot water.
They can be expensive. Compared to some other loans, credit cards are relatively expensive. The average interest rate for an Australian credit card is around 20%, while the average interest rate for a variable rate loan is 14.41%.
Sneaky fees and surcharges. Some businesses add a surcharge to credit card payments, which can be 1-2% of the total purchase cost.
TL;DR: Credit cards have a mix of great perks and understandable risks. A good rule of thumb is to make sure you've got a payment plan in mind and understand your limits.
How to compare credit cards
Not sure what you should actually be looking for in a card? Don't worry, you're not the only one. Here's our breakdown of what features you should be looking at and some things to keep in mind.
Fee or feature
What is it?
What you should know
Annual fee
The amount you'll have to pay each year just to use the card.
The more perks and rewards your card has, the higher the annual fee will usually be.
Purchase interest rate
The amount of interest you'll pay on your balance if you don't pay your balance off in full by the due date.
The lower the interest rate, the better. However, if you're planning on paying your card off as you go, this shouldn't be a huge deal. A low purchase interest rate is usually below 15% p.a. And there are a few cards around 8.99% p.a.
Interest-free period
The amount of time you'll get before you're charged interest on your purchases. Usually, you will have to have paid the previous month's balance off in full to get this.
Most cards offer between 44 and 55 days interest free. More days give you more flexibility and breathing room.
Balance transfer rate
If you transfer debt over from another card, this is the interest rate you'll pay.
The lower the interest rate, the longer the time frame and the lower the fee, the better.
Cash advance rate
If you take cash out from an ATM or make a cash equivalent transaction (like buying a lotto ticket), you'll pay a one-off cash advance fee plus interest charges straight away.
Avoid cash advances unless it's an emergency. Take cash out on your debit card instead.
Foreign transaction fee
What you'll be charged (on top of the interest rate) on purchases made in a foreign currency overseas or online.
This will either be a dollar or percentage amount. The lower this fee, the better if you plan to spend in currency other than AUD. There are plenty of cards on the market with 0% foreign fees.
Rewards program
A program that offers points and perks that you can earn while spending.
Perks usually come at the cost of an annual fee. Make sure you'll get enough value out of them to be worth this fee. Common features include points, insurance, lounge passes and premium services.
So how do I actually pick a credit card?
Getting a bit overwhelmed with all the options out there? We totally get it. But picking a credit card that's right for you is easy once you narrow down your choices. Follow these easy steps if you find yourself getting lost or overwhelmed.
Figure out what you want your credit card to do for you. Do you want to pay off your existing debt faster? Then you'll want to keep an eye out for a 0% interest balance transfer credit card. Looking to get extra perks in your life? Start investigating rewards credit cards. Once you figure out your number one goal, it'll make it a lot easier to filter out the cards that aren't serving that purpose.
Decide how much you're willing to pay. Are you willing to spend a bit on your credit card to reap the rewards or do you want to keep things as cheap as chips? If you don't want to spend much, keep a close eye on annual fees and interest rates.
Figure out which, if any, rewards you want to earn. If this is important to you, consider what rewards in particular you want to be accruing. Maybe you're a Flybuys person or a Qantas Frequent Flyer. Whatever it is, make sure you filter this into your comparison.
Be honest with yourself on how likely you are to pay in full. Be as realistic as possible. If you find yourself sometimes paying bills a little late or you know you may be strapped for cash down the line, be wary of cards with high interest rates. If possible, look for cards with a longer interest-free period.
Draw a hard line on your dealbreakers. Need a card with Flybuys? Maybe you're not willing to budge on paying annual fees. Whatever it is, figure out what your dealbreakers are and make sure to consider them in your comparison. Our handy table above can help you filter what's important to you so you can find a card that suits you faster.
How to use a credit card (and avoid debt!)
Yes, a credit card is really convenient, but it also comes with a risk of debt. We already know that if you don't pay off what you owe each month, you'll be charged interest, so here are 3 tips to help you stay on top of your payments and make the most of your credit card without getting into debt.
Ask for a credit limit you know you can manage. Credit card companies determine your limit based on what you could "reasonably" afford to pay off over 3 years. But sometimes that means that they could give you access to thousands of dollars that you don't need to spend. Avoid temptation and request a specific credit limit when you apply.
Plan your repayments. Each month you'll get a statement that tells you how much money you owe, the bare minimum you need to repay, and a payment due date. Make sure you set a reminder in your calendar each month, or better yet, set up automated payments each month. That way, you'll never forget and you won't be hit with unnecessary fees. You can also check out our handy repayment calculator to help you.
Get help if you need it. If you're struggling with your credit card, call your bank or provider to see what support is available. You can also get free financial advice by calling the National Debt Helpline on 1800 007 007.
Credit card hacks
Want to save money on your credit card or get more value from rewards? These hacks for using your credit card wisely can help.
Hacks for saving money
Pay more than the minimum. Making only the minimum repayment means you'll be paying more interest over a longer period of time. Increasing your monthly payment amount will increase the amount of your repayment going towards the actual balance rather than the interest. For example, on a balance of $1,000 with an interest rate of 18.5% and minimum repayments of 2% of the balance, you'll pay your debt off in just over eight years. Your debt will also increase to $1,924 because of interest. If you bumped up your repayments to only $50 a month this debt would be paid off in two years and only cost a total of $1,183, saving you six years of payments and $741.
Take the right card when you travel. Australian credit cards used overseas will incur foreign transaction fees on purchases and cash advances, and additional fees when withdrawing money from ATMs, on top of the usual interest charges. There are credit cards which waive these fees so consider one of those before travelling if you know you'll be spending a lot on credit.
Understand cash advance transactions and minimise them. Any transaction that's considered a cash advance will be charged the cash advance fee (usually around 3%) and the cash advance interest rate (usually around 22% p.a.) from the day they are made. Cash advances include ATM withdrawals, gambling transactions and BPAY payments where the biller does not accept credit card payments.
If you have existing debt, consider a balance transfer credit card. A balance transfer card offers a low or zero percent promotional rate to those who transfer their existing credit card balances over to a new credit card. The rate usually lasts from 6 - 24 months, and allows you to make more progress paying off your balance without high interest charges. There are some specific eligibility criteria for these cards, so make sure you read the fine print before you apply.
Make use of the included purchase & price protection policies. Many cards (not just the premium ones) offer these types of perks that could end up saving you a lot of cash. Subject to amount, availability and distance requirements, price protection covers the difference in price if an item you bought goes on sale within a certain amount of time. Purchase protection exists to insure items you've purchased if they are damaged, lost or stolen.
Limit your number of cards. Finder research shows around 25% of Australians who use credit cards have more than one. But too many credit cards can damage your credit score and add to your debts if you're not using them wisely or paying them all off each month.
Hacks for maximising rewards points
Choose a credit card with rewards you will use. If you travel a lot and spend enough to accumulate a meaningful amount of points, consider a frequent flyer credit card. If you're looking to save money and earn rewards, compare programs that allow you to redeem points for cashback or a credit to your statement. There are also credit cards for specific retailers like Coles, Woolworths and Kogan.
Carefully read all of the terms and conditions. Especially when it comes to rewards and bonus points, there are always conditions you'll have to meet in order to take advantage of them. For example, if you have to spend $3,000 in the first three months to get 100,000 bonus points, make sure the $3,000 spend is actually in your budget. Additionally, make sure you know what is considered an eligible purchase before committing.
Shop with rewards program partners. Almost all rewards programs have partners where you can earn bonus points, or convert their points into the program of your choosing. For example, if you collect Qantas Points it could be a good idea to do your grocery shopping at Woolworths and convert Woolworths Credit Card Points into Qantas Points, on top of using a Qantas Points-earning credit card.
Share with your family. Most frequent flyer or bank rewards programs allow you to pool points with family members. You can also add additional cardholders to your account to rack up rewards for their spending, keeping in mind you are still responsible for the account and repayments.
Keep your eyes peeled for transfer promotions. A couple of times per year Qantas and Velocity offer an increased amount of points when you convert your points from another program. For example, transferring your Flybuys to Velocity, or your Woolworths Credit Card Points to Qantas. This can bump your transferred balance by 10% to up to 25% more than the usual rate.
This comes down to what you want the money for. A credit card might be better for everyday spending, such as petrol, groceries and shopping. A personal loan might be more suitable if you've got a big event or expense coming up, like a wedding, a medical procedure or a car purchase. Credit cards are more popular for shorter-term purchases and earning rewards. Loans, because they usually have lower interest rates, tend to be better for longer-term financing.
What do I need to get a credit card?
This bit is a little technical. You'll need to be over the age of 18 and meet some pretty standard eligibility requirements that include your income, residency status and credit history. If you're looking at a card with more perks and features, you'll come across stricter requirements than your typical card. When you're applying, you'll also need to give the bank your proof of income, residency, identification and information about your assets, expenses and liabilities.
What will getting a credit card do to my credit score?
Both applying for and being approved for a credit card will affect your credit score. Each time you apply, it will be recorded on your credit file and may bring your score down for a while. If you miss repayments, your score will also take a hit. But regular payments and responsible use of your credit card can see your score go up. It's all in how you use it.
Can I get a credit card if I have a bad credit history?
Yes. But it may be a bit more difficult. It's a good idea to chat to your current bank before applying so that they can give you a bit of guidance. If you can't get a credit card, an unsecured personal loan could also be an option.
How do credit cards compare to Afterpay and other buy now pay later services?
The discussion around credit cards vs Afterpay has been going on for years, but both cards and buy now pay later (BNPL) services have different features. Here's a basic breakdown:
Credit cards: You can use a credit card almost everywhere: shops, cafes, online. Basically, they just need to accept the type of card you have (Amex, Mastercard, Visa). If you don't pay off your balance in full each month, you'll be charged interest. When you apply, the bank will check your credit score to decide what limit to give you.
Buy now pay later: Most BNPL services let you buy items from partnered stores, then pay them off in fixed instalments over a few weeks or months. They don't typically charge interest but they may have other fees (especially for late payments). Usually, your credit history isn't checked when you apply and your limit will increase with responsible use.
How do I actually apply for a credit card?
The easiest way to apply for a new credit card is online. You click the apply button, agree to some standard terms & conditions and go through a few pages of a form. The whole process takes about 15 minutes and will ask you basic questions about your address, job, living costs and other credit products. You'll be asked to submit some documents to prove your identity and address as well (usually your Medicare card, passport and a recent payslip will do the job).
What is Credit Card Finder® and how can I use it?
Credit Card Finder® is a free, Australian-owned service that you can use to compare credit card offers from banks, credit unions and other financial institutions. We've been around since 2006 and keep a database of virtually every credit card on the market in Australia. You can compare cards by bank or brand, read credit card reviews and check out the latest introductory offers. You can use Finder's guides and tables to inform your decision and find the best credit card for you.
When you do find a credit card that you want to apply for, just click the "Go to Site" button in the table or review. This takes you to the official application page, where you can read the full terms and conditions before starting a secure, online application with the bank or lender. This also means that Finder doesn't collect your personal details or information during the application process.
Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.
A no-frills card offering a $0 annual fee for the first year, $400 back when you meet the spend requirement and a 13.74% p.a. interest rate on purchases.
This card offers a competitive rewards program, 150,000 bonus ANZ Reward Points, a first-year annual fee waiver and a range of complimentary insurance covers.
The Coles Rewards Mastercard offers a $0 first-year annual fee, $100 off a Coles Supermarket shop and 0% p.a. interest rate on balance transfers for the first 26 months.
Depending on the card you have, you may need to contact your customer service department immediately to close your lost card. They will also be the one you need to reach out to in getting a replacement sent to your address. Hope this helps!
I am travelling to UK and Ireland. Obviously looking at the best cards to travel with. I am considering the Qantas Travel Card and the 28 degrees credit card. Is there any other cards I should consider? I have gone through the websites to try and identify the best ones but I find it very confusing. What would you suggest?
You will also find other travel money options from our UK travel money guide you can choose between prepaid travel money cards, travel credit cards, travel debit cards and foreign cash.
Once you have chosen a particular card, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with your application or get in touch with their representatives for further assistance. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
I hope this helps.
Please feel free to reach out to us if you have any other enquiries.
Yes, the comparison website works for our Credit card finder. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. Hope this helps!
I’m searching for a credit card which can be applied by a temporary resident, Visa 482 (formerly 457). The search results are showing as of 2017, can you please let us know the list of credit cards that can be applied by a temporary resident, we followed that link and found that many banks are now not offering any credit cards for a temporary resident.
Please help me on this request, appreciate your help!
You may refer to our list of credit cards for temporary residents. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. Hope this helps!
I’m searching for a card that when you use it to rent a car, whether domestic or international, it provides the excess insurance cover. Are these a thing of the past?
Thanks for your inquiry and for visiting our page.
You may refer to our list of credit cards with car hire/rental vehicle excess insurance. On the page, feel free to navigate the table that lists the cards. Click the drop-down button to help you filter out purchase rates and annual fees.
As a friendly reminder, review the eligibility criteria of the card before applying to increase your chances of approval. Read up on the terms and conditions and product disclosure statement as well. Contact the bank should you need any clarifications about the card.
Hope this was helpful. Don’t hesitate to message us back if you have more questions.
How likely would you be to recommend finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of banks, insurers and product issuers. We value our editorial independence and follow editorial guidelines.
finder.com.au has access to track details from the product issuers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product or service.
Please note that the information published on our site should not be construed as personal advice and does not consider your personal needs and circumstances. While our site will provide you with factual information and general advice to help you make better decisions, it isn't a substitute for professional advice. You should consider whether the products or services featured on our site are appropriate for your needs. If you're unsure about anything, seek professional advice before you apply for any product or commit to any plan.
Products marked as 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. You can learn more about how we make money here.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan, we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
my card is lost and need a replacement card how do I get it?
Hi Johannes,
Thank you for reaching out to finder.
Depending on the card you have, you may need to contact your customer service department immediately to close your lost card. They will also be the one you need to reach out to in getting a replacement sent to your address. Hope this helps!
Cheers,
Reggie
I am travelling to UK and Ireland. Obviously looking at the best cards to travel with. I am considering the Qantas Travel Card and the 28 degrees credit card. Is there any other cards I should consider? I have gone through the websites to try and identify the best ones but I find it very confusing. What would you suggest?
Hi Kerry,
Thank you for getting in touch with Finder.
You may consider getting a 0 foreign transaction fee credit card. This type of card will let you save money when you shop overseas.
You will also find other travel money options from our UK travel money guide you can choose between prepaid travel money cards, travel credit cards, travel debit cards and foreign cash.
Once you have chosen a particular card, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with your application or get in touch with their representatives for further assistance. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
I hope this helps.
Please feel free to reach out to us if you have any other enquiries.
Thank you and have a wonderful day!
Cheers,
Jeni
Does this work?
Hi Parth,
Thank you for leaving a question.
Yes, the comparison website works for our Credit card finder. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. Hope this helps!
Cheers,
Reggie
I’m searching for a credit card which can be applied by a temporary resident, Visa 482 (formerly 457). The search results are showing as of 2017, can you please let us know the list of credit cards that can be applied by a temporary resident, we followed that link and found that many banks are now not offering any credit cards for a temporary resident.
Please help me on this request, appreciate your help!
Regards,
Sai
Hi Sai,
Thank you for leaving a question.
You may refer to our list of credit cards for temporary residents. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. Hope this helps!
Cheers,
Reggie
I’m searching for a card that when you use it to rent a car, whether domestic or international, it provides the excess insurance cover. Are these a thing of the past?
Hi Brent,
Thanks for your inquiry and for visiting our page.
You may refer to our list of credit cards with car hire/rental vehicle excess insurance. On the page, feel free to navigate the table that lists the cards. Click the drop-down button to help you filter out purchase rates and annual fees.
As a friendly reminder, review the eligibility criteria of the card before applying to increase your chances of approval. Read up on the terms and conditions and product disclosure statement as well. Contact the bank should you need any clarifications about the card.
Hope this was helpful. Don’t hesitate to message us back if you have more questions.
Cheers,
Nikki