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Budget Direct's Comprehensive policy has low premiums, especially for young drivers, while still offering broad coverage across the board.
There's a reason why Budget Direct is constantly winning awards for its car insurance.
Through a smarter questionnaire, Budget Direct is able to identify safer drivers and offer them cheaper premiums. You can also get access to its hail alert service, Hail Hero. Read on to learn more about its policies and to find one that suits your needs.
Review by our car insurance expert Alexandra Koster
15% online discount on car insurance
Budget Direct has a range of options that let you tailor your car insurance policy so that it gives you all the cover you need at a price you can afford. To find out exactly what's covered in each policy, check out the Product Disclosure Statement. Following are the policies that Budget Direct provide:
Some key features of this option include:
Budget Direct also have a Third Party Property cover which includes:
Third Party Cover will provide protection for:
| Benefit | Comprehensive | Third Party Fire & Theft | Third Party |
|---|---|---|---|
| Loss of or damage to your vehicle | |||
| New car replacement | Yes - If your car is written off in the first year or is under 20,000 km | ||
| Legal Liability | $20,000,000 | $20,000,000 | $20,000,000 |
| Damage by an uninsured driver | $5,000 | $5,000 | |
| Damage to your caravan or trailer in a collision | $500 | ||
| Hire car following theft | |||
| Replacement keys/remote | $1,000 | $0 | $0 |
| Emergency transport, accommodation and repairs | $1,100 | ||
| Theft of or damage to personal effects in car | $250 | $0 | $0 |
| Damage to or theft of child seats/baby capsule in your car | $250 | ||
| No excess payable when third party is identified and at fault | |||
| Repairs guaranteed for as long as you own the car | |||
| Fortnightly, monthly or yearly premium payments | |||
| 24/7 claims service | |||
| Online discount | 15% online discount | 15% online discount
| 15% online discount
|
| Hire car following a no fault accident | |||
| Reduced window glass excess | Optional | ||
| Choice of repairer | Optional |
This section will discuss the different benefits available on Budget Direct Car Insurance policies.
The following cover will be provided under the comprehensive policy
You are covered for the following events for all types of cover including third party property only.
This section applies only if the type of cover shown on your insurance certificate is 'comprehensive' or 'third party fire and theft'. You are covered for the following events:
Looking to tailor your cover further? These smart options might spark your interest.
Budget Direct car insurance will not pay if your claims arises from:
Receive a quote for budget direct car insurance
Budget Direct is one of the leading general insurance brand in Australia. The company is a division of the Budget Insurance group, which was established in the 1970s. Its headquarters are in Brisbane, Australia.
Its car and home insurance are underwritten by Auto & General Insurance Company Ltd, which is an Australian insurance company and is a member of the Insurance Council of Australia. Budget Direct are part of the international Budget Insurance group, which provides insurance solutions for millions of policyholders worldwide. The group includes one of the largest direct personal lines insurers in South Africa, and one of the largest personal lines insurance intermediaries in the United Kingdom.
Budget Direct provides its customers with great deals on a number of different types of cover. Over three million policies are held globally and the company has a wide range of insurance products which comprise car, home and contents, travel, life, personal accident and pet insurance. Budget Direct also provides standalone roadside assistance.
You can cancel your Budget Direct car insurance policy by calling 1300 306 560. You won't have to pay a cancellation fee if you cancel your policy within the 21-day cooling off period of buying or renewing it, so long as you have not made any claims, if you pay your premiums in instalments or if you decline Budget Direct's annual offer to renew your policy.
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