BankSA Amplify Platinum – Qantas

This mid-tier frequent flyer credit card offers 60,000 bonus Qantas Points and complimentary insurance for a $99 annual fee.

The BankSA Amplify Platinum – Qantas earns 0.5 Qantas Points per $1 on eligible credit card spending, with no cap on the number of points you can earn. Right now, you can also get 60,000 bonus Qantas Points when you apply as a new customer by 30 November 2021 and spend at least $3,000 in the first 90 days from card approval.

This platinum card also offers complimentary travel insurance and extended warranty insurance for eligible purchases. While its 19.74% p.a. variable interest rate for purchases is similar to many other frequent flyer cards, it means you’ll get more value from it if you can pay your account in full by the due date on each statement so you can get interest-free days for purchases.

No reviews yet. Write a review

Amy Bradney-George

Last Updated Jul 26, 2021

0% p.a.

Balance transfer rate

for 15 months with 1% balance transfer fee

60,000

Bonus points

19.74% p.a.

Purchase rate

0.5

Reward points

Per $ spent

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Details

Product Name	BankSA Amplify Platinum - Qantas
Rewards program	Qantas Frequent Flyer
Balance transfer rate	0% p.a. for 15 months with 1% balance transfer fee
Balance transfer revert rate	Cash Advance Rate (21.49% p.a.)
Balance transfer limit	80% of available limit
Purchase rate	19.74% p.a.
Annual fee	$99
Interest-free period	Up to 55 days on purchases
Cash advance rate	21.49% p.a.
Min credit limit	$6,000
Max credit limit	$80,000
Card type	Visa
Foreign currency conversion fee	3%

Available to temporary residents	Yes - Conditions apply
Joint application	Yes - Conditions apply

Pros

60,000 bonus points offer
Balance transfer offer of 0% p.a. for the first 15 months
Uncapped rewards points on eligible purchases
Complimentary travel and purchase insurances

Cons

Charges a one-time 1% balance transfer fee
The earn rate of 0.5 Qantas points per $1 spent is lower than some other platinum cards
Does not offer airport lounge passes

Rewards program	Qantas Frequent Flyer
Bonus points	60,000
Rewards points per $ spent	0.5
Rewards points cap	Uncapped

Annual fee	$99
Minimum monthly repayment	2% of the closing balance or $10, whichever is greater
Late payment fee	$15
Foreign currency conversion fee	3%
Cash advance fee	2% or $2.50, whichever is greater
Overseas cash advance fee	2% or $2.50, whichever is greater
Additional cardholder fee	$0
Number of additional cardholders	1

Go to BankSA's site More info

Review by

Amy Bradney-George

[email protected]

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The BankSA Amplify Platinum boasts a relatively competitive bonus points offer, especially when you compare the spend requirement to other frequent flyer cards with bonus point offers. To give you an idea of your points potential, you could book a family getaway to Byron Bay with three return economy flights between Sydney and Ballina (48,000 points in total) or fly solo with a return business class booking between Brisbane and Adelaide (55,200 points).

Apart from the Qantas Points, this card gives you 15 months interest-free on balance transfers if you have existing debt you want to pay off. Keep in mind that a one-time 1% balance transfer fee applies and you won’t receive the interest-free days on purchases while you carry a balance transfer debt.

How to apply

You can apply for the BankSA Amplify Platinum Qantas credit card online in 10 minutes and receive a response instantly.

Eligibility criteria

New customer. The bonus points offer is only available to new BankSA customers. This exclusion applies to people who currently hold an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA or who have held one in the last 12 months.
Residency. To apply online, you must be an Australian citizen or permanent resident.

Age. You must be at least 18 years old.
Eligible balance transfer debt. If you elect to transfer a balance, you can transfer from $200 up to 80% of your available credit limit from up to three Australian credit, store or charge card accounts not issued by St.George, Bank of Melbourne or BankSA.

Required documents

Personal information. This includes your full name, date of birth, contact details, residential address, marital status and number of financial dependents.
Proof of identification. Your driver's license, passport, NSW photo card or Medicare card number.
Income. Proof of your income with recent payslips or bank statements. If you're self-employed, you'll need to provide your tax details and your accountant's contact details.
Finances. This includes a list of your assets, investment and savings. You should also include information about existing liabilities like debts, balances and repayment.
Qantas Frequent Flyer. Include your Qantas Frequent Flyer membership number so that you can earn points in your account.

Go to BankSA's site More info

Card benefits

Bonus Qantas Points. Receive 60,000 bonus Qantas Points when you apply by 30 November 2021, get approved and spend $3,000 or more on eligible purchases within the first 90 days. Bonus points will be credited to your Qantas Frequent Flyer account within 12 weeks of meeting the spend requirement.
Balance transfer offer. Pay down existing debt with a 0% interest rate on balance transfers for the first 15 months. A one-time 1% balance transfer fee applies. After the promotional period, any balance remaining will be charged at the variable cash advance rate.

Earn Qantas Points. With Qantas rewards, you earn 0.5 Qantas Points for every $1 spent on eligible purchases, uncapped. When you shop with Qantas partners, you'll also earn points once on your card and once again with the partner. Eligible spending covers most retail and dining transactions but the transactions that won't earn you points include balance transfers, cash advances, account fees and a purchase from or payment to a government or government related agency.
Complimentary travel insurance. Receive complimentary travel insurance on trips up to three months for you and your family. The cover includes overseas medical and hospital expenses, lost luggage, travel delay and more. You'll need to use your card to cover at least $500 of your prepaid travel costs to activate the insurance.
Extended warranty. You'll receive complimentary extended warranty insurance on purchases for up to 12 months on the manufacturer's Australian warranty.
Mobile payment technology. Make contactless payments with your eligible phone or device by adding this credit card to your Google Pay, Apple Pay or Samsung Pay wallet.

Rates & fees

Annual fee. The BankSA Amplify Platinum charges an annual fee of $99.
Purchase interest rate. Your purchases will be charged interest at the variable 19.74% p.a. purchase interest rate.

Cash advances. When you use your card for a cash advance, such as an ATM withdrawal, you'll be charged the 21.49% p.a. variable cash advance interest rate from the day the transaction is made, as well as a one-time cash advance fee of 2% of the transaction amount or $2.50, whichever is greater (capped at $150/transaction).
Interest-free period. You will receive up to 55 days interest-free on new purchases when you pay your monthly payment balance listed on your statement in full by the payment due date. Note that these interest-free days are separate from any longer-term interest rate promotions and the monthly payment balance excludes current balance transfers.
Credit limits. The credit limit ranges from $6,000 to $80,000.
Additional cardholder. You can earn more points when you add 1 additional cardholder to your account for no additional fee.

Go to BankSA's site More info

Ask an expert

To ask a question simply log in via your email or create an account.

Click here to cancel reply.

Display Name

Your Email (will not be published)

Your Question

Subscribe me to Finder’s free weekly newsletter for budgeting tools, timely news and savings essentials to take control of your finances

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

Ask a question

4 Comments

Justin
February 1, 2019

Hi,
I currently have a St George Amplify Platinum, can I still qualify for the Bonus Points on signing up for this card? I know BoM Amplify Platinum had a ‘no ‘ clause if you had closed a BoM/St Geo/ BSa/Amplify rewards cards in the past 12 months?

finder Customer Care

Val
February 6, 2019

Hi Justin,

Thank you for leaving a question. Yes, when you apply and are approved for the BankSA Amplify Platinum Qantas card by 22 May 2019, you can score 50,000 bonus Qantas Points when you spend $2,000 within 90 days of approval.

Hope this helps.

Cheers,
Val

Marie
October 29, 2018

Are there are any credit cards open to non residents (eg student visa dependant with more than 60k salary) that have bonus quantas frequent flyers points?

Nikki
October 29, 2018

Hi Marie,

Thanks for visiting Finder!

You can go to this page that lines up the list of credit cards for non-residents. On the page includes some credit cards that earns Qantas points.

Hope this helps! Feel free to reach out again if you have any questions, we’re on standby.

Regards,
Nikki

Card Types

Cards from

Credit Cards Tips

Balance Transfer Calculator

BankSA Amplify Platinum – Qantas